Insurance & Payment Options
We believe cost should never be a barrier to a healthy smile. Our team works with most major PPO plans and offers flexible payment options to make dental care accessible for every family.
Insurance Providers We Accept
We proudly accept most PPO dental insurance plans. If you don't see your provider listed, give us a call — we may still be able to work with your plan.
Don't see your insurance provider? We work with many additional plans. Call (714) 536-2571 and our team will verify your benefits.
How Insurance Works at Our Office
We make it easy to use your dental benefits. Our team handles the details so you can focus on your smile.
Verify Your Coverage
Share your insurance details when you schedule your appointment. Our team will contact your provider and verify your benefits before you even walk in the door.
We Handle the Paperwork
We file all insurance claims directly on your behalf and communicate with your provider to ensure you receive the maximum benefits available under your plan.
You Save Money
By maximizing your insurance benefits and providing transparent cost estimates upfront, you'll know exactly what to expect with no surprise bills after your visit.
Affordable Dental Care for Everyone
If you're looking for an affordable dentist in Huntington Beach, our office offers competitive cash-pay rates that make routine and restorative dental treatments affordable. For tooth replacement, our team can also walk you through denture costs & financing before treatment begins.
- Transparent pricing with no hidden fees
- Affordable cash-pay rates for all services
- CareCredit promotional financing for qualified applicants
- Out-of-network benefits may still provide coverage
Affordable Care
Competitive cash-pay rates designed to keep dental care within reach for every family in Huntington Beach.
Upfront Estimates
We provide detailed cost estimates before any treatment begins so there are never any financial surprises.
Convenient Ways to Pay
We offer a variety of payment options so you can choose what works best for your budget.
Credit Cards
Visa, Mastercard, Discover, and American Express accepted
ATM / Debit Cards
Use your debit card with PIN or signature for easy payments
Cash
Cash payments are always welcome at our office
HSA / FSA
Health Savings and Flexible Spending Accounts accepted
CareCredit
Promotional financing for qualified applicants; terms vary
CareCredit Monthly Payment Plans
CareCredit may let qualified applicants pay for treatment over time. Ask which promotions the office currently offers, then review the card agreement before applying.
Promotional Financing
Available offers and eligibility vary; review the complete terms before applying
Easy Monthly Payments
Break treatment costs into manageable monthly installments
Quick Application
Apply in minutes at our office or online before your appointment
Use for Any Treatment
CareCredit covers everything from cleanings to cosmetic procedures
CareCredit Financing
Some qualifying purchases may be eligible for deferred-interest or reduced-APR promotions. Deferred interest is charged from the purchase date if the promotional balance is not paid in full by the deadline. Minimum monthly payments are required.
Get Started TodayFrequently Asked Questions
Find answers to common questions about insurance, billing, and payment at our practice.
What dental insurance plans do you accept?
We accept most PPO dental insurance plans including Aetna PPO, Ameritas, Anthem Blue Cross, Cigna PPO, Delta Dental PPO, DenteMax, Guardian Dental, MetLife PPO, United Concordia, and United Healthcare PPO. If your provider is not listed, please call our office at (714) 536-2571 to verify your specific plan — we may still be able to work with your insurance.
Do you accept patients without dental insurance?
Yes. Ask our team for a written cash-pay estimate and the financing options currently available. CareCredit promotions are subject to credit approval and their full card terms.
What is CareCredit and how does it work?
CareCredit is a healthcare credit card that may let qualified applicants pay for dental treatment over time. Some offers use deferred interest, which is charged from the purchase date unless the promotional balance is paid in full by the deadline. Ask which options this office currently offers and review the full agreement before applying.
Can I use my HSA or FSA for dental treatments?
Yes, we accept Health Savings Account (HSA) and Flexible Spending Account (FSA) payments. These pre-tax benefit accounts can be used to cover dental treatments including exams, cleanings, fillings, crowns, orthodontics, and more — helping you save money on your care.
Will you help me understand my insurance benefits?
Yes! Our team will verify your insurance benefits before your appointment and help you understand your coverage, co-pays, and out-of-pocket costs. We handle the insurance paperwork so you can focus on your dental health. Even if we are out-of-network with your plan, you may still receive out-of-network benefits that provide partial coverage.
Questions About Your Coverage?
Our friendly team is here to help you navigate your insurance benefits and find the most affordable path to the dental care you deserve. You can verify your coverage online or call us today.